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  <lastmod>2026-06-19T08:45:50Z</lastmod>
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    <news:name>서연의 스마트머니</news:name>
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   <news:title>삼성 증권 연금 저축 수수료 총정리: 다이렉트 ETF 및 펀드 비용 비교</news:title>
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